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Wherever you go on the high street or online, you will see ‘Buy Now Pay Later’ (BNPL) schemes advertising that you can buy that item you want or need now and pay back the money borrowed, plus interest, over several weeks or months. Some providers add a sweetener by giving the borrower an initial interest free or fee-free period.

With prime holiday time approaching fast, many will have already booked breaks at home or abroad. With prices of holidays rising, it makes sense to insure your holiday so that you are not out of pocket should the unexpected happen.

Unforeseen events can ruin your break before you even take off, so taking appropriate action to cover yourself and your family is not only good sense but may also save you money to be insured.

Have you got someone in the family who’s just a driving test away from qualifying to drive? If you have, you will probably be aware that passing the driving test is not the only barrier to being able to take to the roads alone.

If you haven’t done so already, looking at insurance for your newly fledged driver is likely to be a distinctly gut-wrenching exercise. Even if they have saved enough money for a first car, the cost of insurance for the first year could be as much as the cost of the car itself in some cases.

If you are in debt, or have a family member who is, it can be the loneliest place to be and no matter how resilient you are, eventually it will wear you down. However, there are strategies you can adopt to alleviate the situation and get yourself back on track.

It can often seem like you’re running out of space, no matter how large your home is. We’ve put together a few nifty tips for some neat storage ideas that might work in your property.

What happens if the institution that looks after your savings goes bust? While memories of the 2008 banking crisis are receding with each passing year, there will always be a concern that money placed with any bank or other institution could be at risk.

So, is your nest egg really at risk in 2024? After the 2008 banking crisis, the Government stepped in to minimise the risk to your savings when and if banks go bust.

Buying a home is one of the most significant purchases you'll ever make. While it's exciting to imagine your new space, it's crucial to keep your finances in check. Here are some fun and practical ways to save money during your home-buying journey.

Early April saw the Government’s 2% reduction in National Insurance on wages take effect, which represents a welcome bonus for many, however we look ahead to a potential risk of tax increases further down the line.

The National Insurance (NI) rate has fallen from 10% to 8% for circa. 32 million employees¹ across the UK and is the second cut this year, after a similar 2% drop in January. In terms of what these cuts mean, for example, someone earning £35,000 per year would save around £900 per year, according to data from the Government.²

In these challenging economic times, an interesting report has revealed that one in six people are choosing property investment as a pathway for generating income, so we look further into the drivers behind this.

Spring is a great time for moving home, however property viewings can be an overwhelming experience, so we’ve a few top tips to help you focus on the most essential items.

The process of buying a home or arranging a remortgage can feel stressful enough, but it’s being made more challenging by recent data that reveals the average shelf-life of a mortgage product has dropped from 28 days down to just 15 days¹, making it more important than ever to act fast to help secure a deal that’s suitable for you.

If you have an elderly family member or someone you know who is in receipt of the state pension, it’s worth checking to see if they are eligible for the Attendance Allowance. With the current high cost of living, it makes sense to be aware of what existing benefits already exist that they may be eligible for.