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Mortgages for CIS Contractors

Construction professionals deserve mortgage advisors who understand CIS payment structures. We calculate your gross income correctly, identify documentation that presents your earnings most favorably, and access specialist lenders who recognize your true earning capacity rather than just your net pay, securing competitive rates and straightforward approvals.

Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.

Working under the Construction Industry Scheme but finding mortgage applications challenging? Frustrated that high street lenders don't understand how CIS income works? Wondering if your gross income can be considered rather than just your net pay?

As a construction professional, your specialized payment structure requires mortgage advisors with specific expertise. Are lenders only considering a portion of your actual earnings? Concerned about gaps between contracts affecting your application? Unsure which documentation will present your income most favorably?

We have extensive experience working with construction professionals operating under CIS. Unlike many brokers, we understand exactly how to package your application to ensure lenders recognize your full earning potential. From calculating your true annual income to identifying specialist lenders who understand the construction industry, our approach transforms complicated CIS income into straightforward mortgage approvals.

Ready to secure a mortgage that reflects what you actually earn rather than what appears after deductions? Let's put our specialist CIS mortgage knowledge to work securing you the home financing you deserve with the most competitive rates available.